5% Unlimited Cashback for Amazon Prime Members
Rating
4.6
Cashback
Online Shopping
Amazon Users
Cashback Lovers
Beginners
Lifetime Free Card Seekers
Base Rewards
1% Cashback on all other spends
Accelerated
5% Unlimited Cashback on Amazon (Prime Members)
A simple cashback credit card for everyday spending and utility payments.
Rating
4.1
Cashback
Beginners
Grocery & utility spending
Low spenders
Railway lounge access seekers
An upgraded lifestyle card offering accelerated rewards on online spends and travel perks.
Rating
4.0
Reward Points
Online shoppers
Occasional travelers
Mid-range spenders
Users seeking lounge access
A lifestyle cashback card with good rewards on utility, grocery & online spends.
Rating
4.2
Cashback
Cashback Seekers
Everyday Users
Online & Utility Spends
Base Rewards
2.5% cashback on utility bill payments via Axis Net / ATM / Phone banking / UPI
Accelerated
5% cashback on online spends (capped monthly); 2% cashback on groceries & food orders (as per bank caps)
High cashback on Airtel spends and everyday bill payments.
Rating
4.4
Cashback
Airtel Customers
Utility Bill Payments
Food Delivery & Grocery
Base Rewards
1% cashback on all other eligible spends
Accelerated
25% cashback on Airtel payments; 10% on utility bills; 10% on Swiggy, Zomato & BigBasket (all capped monthly)
High-value tier-based cashback for heavy online shoppers.
Rating
4.1
Cashback
High Volume Online Shoppers
Power Users
Food & Dining
Base Rewards
0.75% Unlimited Cashback on offline and travel-related transactions.
Accelerated
Tiered online cashback: 2% up to ₹5,000 monthly spends; 5% from ₹5,001 to ₹40,000; 7% above ₹40,000.
Up to 7% Cashback on Online Spends
Rating
0.0
Cashback
Base Rewards
0.75% unlimited cashback on offline & travel spends
Accelerated
Up to 7% Cashback on monthly online spends
Maximise your rewards on Flipkart, groceries, dining & essentials.
Rating
4.4
Hybrid
Online Shopping
Cashback
Rewards
Flipkart Purchases
Base Rewards
1.5% reward value (3 Flipkart SuperCoins per ₹100) on all spends.
Accelerated
5% reward value (10 SuperCoins per ₹100) on Flipkart, Myntra & PhonePe; 4% reward value (8 SuperCoins per ₹100) on dining & groceries; 1.5% reward value (3 SuperCoins per ₹100) on other spends.
Earn cashback on fuel, everyday spends & use savings at IndianOil outlets.
Rating
4.0
Cashback
Frequent Fuel Users
Grocery & Bill Payments
Everyday Spend Savers
Base Rewards
1% cashback on all other eligible spends
Accelerated
2% on IndianOil fuel; 5% on groceries, utilities & select food delivery (capped monthly)
Earn accelerated cashback on everyday spends, entertainment & utility payments.
Rating
4.1
Cashback
Utility Spenders
Entertainment & Streaming Users
Everyday Cashback Seekers
Base Rewards
1% cashback on all other eligible spends
Accelerated
5% on utilities; 4% on entertainment & streaming; 2% on groceries & food delivery (capped monthly)
A cashback-focused card with rewards on everyday spends and utility payments.
Rating
4.1
Cashback
Cashback Seekers
Everyday Bill Payments
Online & Grocery Spends
Base Rewards
1% cashback on all other eligible spends
Accelerated
5% on utilities; 3–5% on online & travel; 2% on groceries & dining (capped monthly)
Convert everyday purchases into EMIs instantly with flexible repayment options.
Rating
4.0
Hybrid
Big Ticket Purchases
Flexible Repayment Seekers
Partner Promo Users
Base Rewards
Instant EMI conversion on eligible transactions at partner merchants.
Accelerated
Up to 1–5% cashback at select partner merchants (varies by campaign).
Premium rewards with elevated privileges and lifestyle benefits.
Rating
4.4
Hybrid
Rewards
Travel
Dining
Premium Benefits
Base Rewards
1 Reward Point per ₹100 on all spends.
Accelerated
6x on dining & entertainment; 4x on travel & hotel transactions.
Turn every purchase into a rewarding experience with high online cashback.
Rating
4.2
Cashback
Online Shoppers (Amazon, Flipkart, Swiggy, Blinkit)
Budget-conscious users
Everyday Spend Management
Base Rewards
1% Cashback on all offline transactions and other eligible spends (Unlimited).
Accelerated
5% Cashback on eligible domestic online spends (4% accelerated + 1% base).
Lifetime free card with simple cashback & flexible pay options.
Rating
4.0
Cashback
Beginners
Everyday Spending
Online Shopping
Base Rewards
1% cashback on eligible spends
Accelerated
No fixed category-based accelerated structure.
Save up to 4.25% on BPCL fuel spends with accelerated reward points.
Rating
4.3
Reward Points
Daily Commuters
BPCL Fuel Buyers
City Professionals
Fuel Expense Optimization
Base Rewards
1 Reward Point per ₹100 on other retail spends (4 RP = ₹1).
Accelerated
13 Reward Points per ₹100 on BPCL fuel spends (capped at 1,300 points per billing cycle).
10% Cashback on Amazon, Flipkart & More.
Rating
4.3
Reward Points
Online Shopping
Cashback
E-commerce Spends
Everyday Spending
Amazon & Flipkart Users
Base Rewards
1% rewards on all eligible spends
Accelerated
Up to 10% rewards on selected online shopping categories
Premium metal travel credit card with 1:1 miles transfer and global lounge access.
Rating
4.6
Airmiles
Frequent international travelers
High annual spenders
Lounge access seekers
Miles transfer users
Luxury lifestyle users
Base Rewards
3 Reward Points per ₹100 spent.
Accelerated
3X rewards on international POS and online purchases.
A customizable lifestyle credit card with 5X rewards and complimentary OTT memberships.
Rating
4.4
Reward Points
Grocery & dining spenders
OTT subscribers
Moderate domestic travelers
Users seeking card customization
Base Rewards
2 Reward Points per ₹100 on all other spends.
Accelerated
5X reward points on any 2 selected categories such as dining, grocery, apparel, utility bills, taxi/transport and other eligible categories.
A modern UPI-focused credit card with automatic 3-month EMI feature.
Rating
4.3
Reward Points
UPI Users
EMI Shoppers
Contactless Payment Users
Tata Cliq & Netmeds Buyers
Base Rewards
1 Reward Point per ₹100 spent (₹0.15 per point value).
Accelerated
3 Reward Points per ₹100 on UPI, contactless and Pay by 3 partner merchants.
Turn everyday spends into travel experiences with zero forex markup.
Rating
4.6
Cashback
Travel Lovers
International Spenders
UPI Users (RuPay variant)
Base Rewards
Visa: 10% reward on eligible spends; RuPay: 5% reward on eligible spends of ₹500+.
Accelerated
Accelerated rewards on eligible online, offline and UPI transactions as per variant.
A truly digital credit card designed for personalization, control, and automated daily rewards.
Rating
3.9
Cashback
First-Time Credit Card Buyers
Daily UPI Users
Mobile App Managers
Base Rewards
1% unlimited cashback on all eligible retail online and offline spends.
Accelerated
5% cashback on eligible HDFC SmartBuy travel and retail vouchers, capped at 500 CashPoints/month.
A premium customizable digital credit card offering up to 5% cashback on your chosen merchant packs.
Rating
4.3
Cashback
Urban Millennials & Gen-Z
High Volume E-commerce Buyers
Targeted Category Spenders
Base Rewards
1% unlimited cashback on all other general retail offline and online spends.
Accelerated
5% cashback on 2 chosen lifestyle merchant packs; 3% cashback on 1 selected e-commerce platform.
Everyday card with attractive NeuCoin rewards tailored for Tata Neu users and lifestyle spends.
Rating
4.2
Hybrid
Tata Neu Users
Everyday Rewards Seekers
Online and Lifestyle Shoppers
Base Rewards
1% NeuCoins on all other eligible spends.
Accelerated
3–5% NeuCoins on travel, dining, groceries & utilities; enhanced NeuCoins on Tata Neu app spends.
A balanced everyday cashback card with strong online, shopping & travel benefits.
Rating
4.3
Cashback
Online & E-commerce Spends
Dining & Entertainment
Utility Payments
Base Rewards
1% reward points on all other eligible spends.
Accelerated
5% on online & dining spends (monthly cap applicable); 2% on travel & utility spends.
Up to 10% cashback on Swiggy + cashback on online & other spends 💳
Rating
4.4
Cashback
Swiggy Users, Online Shopping,
Cashback
Food Delivery Users
Base Rewards
1% cashback on other spends
Accelerated
10% cashback on Swiggy (Food, Instamart, Dineout)
Premium lifestyle & loyalty card with strong rewards on Tata Neu ecosystem and everyday spends.
Rating
4.4
Hybrid
Tata Ecosystem Shoppers
Heavy Reward Earners
Premium Lifestyle
Base Rewards
1% reward on all other eligible spends.
Accelerated
Up to 5% NeuCoins on Tata Neu ecosystem; 3–4% on travel & dining; 2–3% on utilities & groceries.
Everyday rewards card with airport & railway lounge access plus milestone bonuses.
Rating
4.3
Reward Points
Railway Lounge Access
Mid-Tier Lifestyle Users
Reward Points Earners
Base Rewards
2 Reward Points per ₹100 on retail spends; 1 Reward Point per ₹100 on utilities & insurance.
Accelerated
5% on groceries & utilities; 4% on dining & entertainment; 2% on travel & online purchases (caps apply).
Lifetime free beginner credit card with basic rewards and strong security features.
Rating
4.0
Reward Points
Beginners
Lifetime Free Users
Basic Retail Spenders
Base Rewards
2 Reward Points per ₹100 on retail spends; 1 Reward Point per ₹100 on utilities & insurance.
A heritage-inspired metal credit card with low forex and strong travel privileges.
Rating
4.7
Reward Points
International travelers seeking low forex
Frequent hotel and flight bookers
Mid-to-high income professionals
Metal card enthusiasts
Base Rewards
Up to 10X reward points on regular credit card spends.
Accelerated
50X bonus points on hotel bookings and 30X bonus points on flight bookings via FIRST Rewards platform.
Secured credit card backed by fixed deposit with simple cashback benefits.
Rating
4.0
Cashback
Credit Builders
Cashback Seekers
First-Time Credit Users
Base Rewards
Standard 1% cashback on regular spends.
Accelerated
1%–5% cashback on select categories like utilities, groceries & online spends (as per bank terms).
A heritage-inspired premium metal credit card with 0% forex and up to 60X rewards.
Rating
4.8
Reward Points
Frequent international travelers
High annual spenders
Luxury lifestyle users
Travel reward maximizers
Base Rewards
Up to 10X reward points on regular card spends.
Accelerated
50X on hotel bookings and 30X on flight bookings via FIRST Rewards platform.
5% cashback on fuel & everyday spends.
Rating
4.4
Cashback
Fuel
Cashback
Everyday Spending
Grocery
Base Rewards
1% cashback on all spends.
Accelerated
5% cashback on fuel at HPCL petrol pumps; 3% cashback on supermarket & grocery spends.
Lifetime Free RuPay credit card with 2X rewards on UPI spends and domestic lounge perks.
Rating
4.1
Reward Points
Daily UPI Scanners
Budget Travelers
Beginners & Thin-File Applicants
Base Rewards
1 Reward Point for every ₹100 spent on standard non-UPI retail transactions.
Accelerated
2 Reward Points for every ₹100 spent through linked UPI merchant scan-and-pay transactions.
Everyday cashback card with strong rewards on key spends.
Rating
4.1
Cashback
Cashback Seekers
Utility & Online Spends
Everyday Transactions
Base Rewards
1% cashback on all other eligible spends
Accelerated
5% on utilities; 4% on online; 3% on grocery, food delivery & fuel (capped monthly)
Up to ₹6,000 Yearly Cashback with 811 Super
Rating
4.3
Cashback
Online Shopping
Cashback
Savings Account Users
Debit Card Users
High Transaction Users
Base Rewards
5% cashback on eligible debit card spends (subject to monthly funding criteria)
Accelerated
No separate category-based acceleration. Flat cashback structure under 811 Super benefits.
Enjoy 5% Cashback on online grocery, food delivery & entertainment with Zero Joining Fee.
Rating
4.2
Cashback
Online Shoppers
Foodies
Daily Commuters
Base Rewards
0.5% cashback on all other eligible transactions.
Accelerated
5% cashback on online grocery, food delivery, and entertainment; 3% cashback on fuel spends.
Earn up to 8x rewards on your everyday spends with premium lifestyle privileges.
Rating
3.7
Reward Points
Shoppers
Movie Lovers
Mid-level Spenders
Base Rewards
4 Reward Points for every ₹150 spent (Up to ₹2 Lakhs annual spend).
Accelerated
8 Reward Points for every ₹150 spent on airlines, travel agencies, departmental stores, and electrical/durable goods. Once annual spends cross ₹2 Lakhs, all spends earn 8 points per ₹150.
Cashback on everyday purchases with special savings at partner retail & utility spends.
Rating
4.0
Cashback
Everyday Shoppers
Grocery & Retail Spends
Utility Bill Payments
Base Rewards
1% cashback on all other eligible spends
Accelerated
5% on ShopRite retail & grocery partners; 3% on utilities & online; 2% on dining (capped monthly)
Lifetime free RuPay credit card with up to 20% cashback and seamless UPI payments.
Rating
4.2
Cashback
Daily UPI App Scanners
Beginners & Thin-File Applicants
Value Shopping
Base Rewards
Regular retail transactions outside the chosen promotional categories receive standard flat cash credit benefits.
Accelerated
Up to 20% Cashback on a selected merchant category every month.
One of India’s best entry-level credit cards for online shopping rewards.
Rating
4.4
Reward Points
Amazon Shoppers
BookMyShow Users
Medicine & Travel Bookings
Heavy Online Spenders
Base Rewards
1 Reward Point per ₹100 on offline spends (4 RP = ₹1).
Accelerated
10X on partner brands; 5X on other online spends.
The best SBI entry-level card for dining, groceries & offline spending.
Rating
4.3
Reward Points
Grocery Shoppers
Dining & Restaurant Spends
Offline Departmental Stores
Household Monthly Expenses
Base Rewards
1 Reward Point per ₹150 on other spends (4 RP = ₹1).
Accelerated
10 Reward Points per ₹150 on dining, movies, grocery & departmental stores (capped at 5,000 points/month).
Secured FD-backed credit card with unlimited cashback and easy approval.
Rating
3.5
Cashback
New credit users
Students
Housewives
Freelancers
Everyday spenders
Base Rewards
1% cashback on all spends (varies by variant and offer).
Accelerated
Up to 10X rewards on specific spends via UPI (RuPay app campaigns), subject to campaign terms.
Earn up to 10% value back on Tata Neu with premium lounge and low forex benefits.
Rating
4.6
Reward Points
Heavy Tata ecosystem users
BigBasket, Croma, Tata 1mg, Air India buyers
RuPay UPI users
International travelers
Base Rewards
1.5% back as NeuCoins on other spends including UPI (RuPay variant).
Accelerated
5% back on Tata Neu app/partner brands + extra 5% on select categories (up to 10% total value back).
Earn up to 7% value back on Tata Neu with low annual fee.
Rating
0.0
Reward Points
Tata ecosystem shoppers
BigBasket & Croma users
RuPay UPI users
Moderate annual spenders
Base Rewards
1% value back as NeuCoins on other spends including UPI (RuPay variant).
Accelerated
5% value back on Tata Neu app & partner brands + extra 2% on select categories (up to 7% total value back).
A lifetime free business prepaid card with 1.5% cashback and integrated automated expense management.
Rating
4.1
Cashback
Freelancers & Small Startups
Kirana Shop Owners & Retailers
Fleet Managers & Corporate Team Expensing
Base Rewards
1.5% Direct Cashback on eligible business spends
Accelerated
Enhanced perks for high-volume enterprise spenders
A lifetime free RuPay credit card offering cashback on UPI spends.
Rating
4.0
Cashback
UPI Payments
QR Transactions
Everyday Spending
Base Rewards
Up to 1% cashback on eligible UPI transactions.
Accelerated
Higher cashback tiers (up to 5%) based on Kiwi app milestones and spending slabs.
High UPI cashback card with movies, dining & lounge benefits — completely free for life.
Rating
4.5
Cashback
UPI Users
Movie & Dining Lovers
Domestic Travelers
Base Rewards
Up to 3% Rio Coins on eligible UPI & card spends (minimum ₹50 transaction).
Accelerated
Up to 3% Rio Coins on UPI & card transactions; capped at 1.5% of total credit limit per billing cycle.
5% Real Cashback on all online spend.
Rating
4.5
Cashback
Online Shopping
Cashback
E-commerce Spends
Everyday Spending
Amazon & Flipkart Users
Base Rewards
5% cashback on eligible online spends, capped at ₹2,000 per statement cycle
Accelerated
No category-based acceleration. Flat cashback structure.
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