Equitas Bank Selfe Credit Card
A customizable lifestyle credit card with 5X rewards and complimentary OTT memberships.
Overview
The Equitas Bank Selfe Credit Card is a flexible lifestyle card designed for everyday spenders. It allows users to choose preferred reward categories, offers complimentary OTT memberships, and provides basic travel perks like lounge access. With customization options including card design and billing cycle flexibility, it is built for users who want personalization along with rewards.
Features & Benefits
Joining & Renewal Benefits
Choose 2 complimentary OTT memberships (such as Amazon Prime, SonyLIV, Zee5, etc.) to be claimed within 90 days of card activation.
Annual fee waived if annual spend is ₹2,40,000 or more in the previous anniversary year.
Cashback & Rewards
- • 5X reward points on 2 selected categories
- • 2 Reward Points per ₹100 on other spends
- • 1 complimentary domestic airport lounge visit per quarter
- • 2 complimentary OTT memberships (as per partner list)
Reward Points can be redeemed for shopping vouchers, merchandise, flight tickets, hotel bookings and cashback via the Equitas rewards platform as per prevailing terms.
Lifestyle Benefits
- • Customizable 5X reward categories
- • 1 complimentary domestic airport lounge visit per quarter
- • Up to 50 days interest-free credit period
- • Choice of Visa or RuPay network
- • Multiple card design options including Regular, Eco/Green and Metal variants
- • Flexible billing cycle selection
1% fuel surcharge waiver on transactions between ₹500–₹3,000, capped per billing cycle as per bank terms.
Approximately 3.5% forex markup on international transactions.
Fees & Charges
- • Customizable 5X reward categories
- • 2 complimentary OTT memberships
- • Lounge access included
- • Choice of network and card design
- • Reasonable annual fee
- • High spend requirement for fee waiver
- • Forex markup higher than travel-focused cards
- • Only 1 lounge visit per quarter
- • Reward value depends on redemption method