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HDFC Bank

HDFC Tata Neu Infinity Credit Card

Premium lifestyle & loyalty card with strong rewards on Tata Neu ecosystem and everyday spends.

Premium Hybrid Rating 4.4
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HDFC Tata Neu Infinity Credit Card
Joining Fee
₹3,000
Annual Fee
₹3,000
Base Rewards
1% reward on all other eligible spends.
Accelerated
Up to 5% NeuCoins on Tata Neu ecosystem; 3–4% on travel & dining; 2–3% on utilities & groceries.

Overview

The HDFC Tata Neu Infinity Credit Card is a co-branded premium credit card from HDFC Bank that offers accelerated rewards especially for users of the Tata Neu ecosystem (such as Tata CliQ, Tata Play, BigBasket, Croma, etc.). It also provides elevated benefits on dining, travel, fuel, and utility spends. The card comes with premium lifestyle privileges, reward accelerators, and milestone bonuses — ideal for frequent online shoppers and Tata brand loyalists.

Features & Benefits

Tata Neu ecosystem rewards Fuel surcharge waiver Milestone bonuses Travel partner offers Best for frequent Tata Neu app users Balanced everyday and ecosystem rewards Milestone and bonus offers Tata Ecosystem Shoppers Heavy Reward Earners Premium Lifestyle

Joining & Renewal Benefits

Joining

Bonus NeuCoins on first eligible spends along with milestone reward accelerators and partner promotional offers, subject to prevailing bank offers.

Renewal

Annual fee waiver on achieving specified annual spending threshold as defined by HDFC Bank.

Cashback & Rewards

  • • Up to 5% NeuCoins on Tata Neu ecosystem spends
  • • Accelerated rewards on Tata CliQ, BigBasket, Tata Play & others
  • • 3–4% NeuCoins on travel & dining
  • • 2–3% NeuCoins on utility bills & groceries
  • • 1% reward on other eligible spends
Reward Redemption

Earn NeuCoins which can be redeemed directly for purchases within the Tata Neu app ecosystem. NeuCoins may also be used for partner promotions and vouchers, subject to Tata Neu and HDFC Bank terms and conditions.

Lifestyle Benefits

  • • Premium reward rates on Tata Neu and daily spends
  • • Special NeuCoin bonus offers and festive accelerators
  • • Travel and lifestyle partner offers
Fuel Surcharge

1% fuel surcharge waiver as per HDFC Bank terms and applicable transaction limits.

Forex Markup

Approximately 3.5% forex markup fee on international transactions.

Fees & Charges

Joining Fee
₹3,000
Annual Fee
₹3,000
Fee Waiver Spend
₹300,000
Income Requirement
₹0
Pros
  • • Strong rewards on Tata Neu ecosystem
  • • Milestone and bonus offers
  • • High everyday category returns
Cons
  • • High annual fee
  • • Reward caps apply
  • • Primarily valuable for Tata ecosystem users
Exclusions
  • • Wallet loads
  • • Rent & government transactions
  • • Cashback/reward caps may apply
Add-on Cards

Available as per bank policy.

Eligibility
  • • Indian resident
  • • Age 21–70 years
  • • Salaried or self-employed with valid income & credit profile
Upcoming Changes

HDFC Bank and Tata Neu may revise reward slabs and benefit criteria periodically. Always confirm the latest terms and conditions from the official card documentation before publishing.