IDFC FIRST Ashva Metal Credit Card
A heritage-inspired metal credit card with low forex and strong travel privileges.
Overview
The IDFC FIRST Ashva Metal Credit Card is a premium metal card crafted with a 12g embedded metal body and inspired by India’s royal equestrian heritage. Designed for modern travelers and lifestyle enthusiasts, it offers accelerated rewards, low 1% forex markup, airport and railway lounge access, and comprehensive travel insurance coverage at a relatively accessible premium annual fee.
Features & Benefits
Joining & Renewal Benefits
Earn 7,500 Reward Points on joining, worth up to ₹3,000 depending on redemption method.
Annual fee value benefit worth up to ₹3,000 as per bank reward structure.
Cashback & Rewards
- • Earn up to 60X reward points on travel bookings
- • Up to ₹0.40 per reward point redemption value
- • 4 domestic lounge visits per quarter
- • 2 international lounge visits per quarter
- • 4 railway lounge visits per quarter
- • 7,500 joining bonus reward points
Reward Points can be redeemed via FIRST Rewards Gallery on the IDFC FIRST Mobile App for flights and hotel bookings with redemption value up to ₹0.40 per point. Other redemption options include vouchers and merchandise at variable rates.
Lifestyle Benefits
- • 12g embedded metal card design
- • 4 domestic airport lounge visits per quarter
- • 2 international airport lounge visits per quarter
- • 4 railway lounge visits per quarter
- • Trip cancellation cover up to ₹25,000 twice per year
- • ₹5,000 discount at The Postcard Hotels on eligible bookings
- • Comprehensive insurance benefits
- • Visa Infinite privileges
- • UPI enabled transactions
1% fuel surcharge waiver on transactions between ₹500–₹3,000 as per bank terms.
1% forex markup fee on international transactions.
Fees & Charges
- • Low 1% forex markup
- • Up to 60X rewards on travel
- • Railway lounge access
- • Premium metal build
- • Strong travel insurance cover
- • Lower fee than ultra-premium competitors
- • High joining fee compared to entry-level cards
- • Best reward value via travel redemption
- • Premium eligibility required