Kotak League Platinum Credit Card
Earn up to 8x rewards on your everyday spends with premium lifestyle privileges.
Overview
The Kotak League Platinum is a mid-segment reward card. Following the 2025-26 policy updates, this card remains a strong choice for users spending over ₹2 Lakhs annually, as the reward rate doubles across all categories after that milestone. It is highly popular for its milestone-based free PVR movie tickets.
Features & Benefits
Joining & Renewal Benefits
₹500 Movie Voucher (Applicable only on the paid variant).
Spend ₹1,25,000 every 6 months to get 4 PVR Movie Tickets (Total 8 tickets per year) OR 10,000 Reward Points.
Cashback & Rewards
- • 1 RP = ₹0.07 for statement credit/cashback
- • 1 RP = ₹0.10 for vouchers, recharge, or shopping
Points can be redeemed at Kotak Rewards portal. Minimum 2,000 points required for cashback redemption.
Lifestyle Benefits
- • Railway surcharge waiver: 1.8% on IRCTC and 2.5% at counters (Up to ₹500 annually)
- • Priority Assist via SMS 'KASSIST' to 5676788 for callback within 2 hours
- • Fraudulent usage cover up to ₹1.25 Lakhs
1% waiver on transactions between ₹500 and ₹3,000 (Max ₹3,500 annually).
3.5% on international transactions.
Fees & Charges
- • Easy renewal fee waiver (Only ₹50,000 spend)
- • Excellent milestone rewards for PVR fans
- • Rare railway surcharge waiver benefit
- • No Airport Lounge Access
- • Low reward-to-cash conversion value
- • Strict exclusions on rent and wallet spends for rewards
- • Fuel transactions
- • Rent payments
- • Wallet loads
- • Insurance premiums
- • Government transactions
- • Education payments (via 3rd party apps)
- • Online skill-based gaming
Free Add-on cards available for family members.
- • Age 21–65 years
- • Indian Resident
- • Stable source of income