Axis Bank ACE Credit Card
A lifestyle cashback card with good rewards on utility, grocery & online spends.
Overview
The Axis Bank ACE Credit Card is a popular lifetime free cashback credit card that rewards everyday spends across categories like groceries, utility bills, online payments, and travel. It is suited for users who want simple cashback earnings and good value on frequent transactions without paying annual fees.
Features & Benefits
Joining & Renewal Benefits
Bonus cashback on achieving the first spend milestone as per ongoing Axis Bank offer.
Not applicable as the card is lifetime free with no renewal fee.
Cashback & Rewards
- • Cashback credited monthly as statement credit
Cashback is automatically credited to the card statement every month as a statement credit.
Lifestyle Benefits
- • Smart cashback on utility spends
- • Enhanced savings on online transactions
- • Rewards on grocery & food orders
- • Good value for everyday expenses
1% fuel surcharge waiver on eligible fuel transactions as per Axis Bank terms and conditions.
Approximately 3.5% forex markup fee on international transactions.
Fees & Charges
- • No annual fee ever
- • Strong cashback on key categories
- • Simple auto-credit redemption
- • Cashback caps apply
- • Limited premium privileges
- • No airport lounge access
- • Wallet loads
- • Rent transactions
- • Government transactions
- • Some insurance categories
- • Some utility categories may not earn cashback
Add-on cards available (subject to bank approval).
- • Indian resident
- • Age 18–65 years
- • Salaried/self-employed with valid income & credit criteria
Bank may revise cashback caps periodically; always check official terms and conditions before applying.