TECH AMAN
SBI Card

Tata Neu Plus SBI Credit Card

Earn up to 7% value back on Tata Neu with low annual fee.

Entry Level Paid Reward Points Rating 0.0
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Tata Neu Plus SBI Credit Card
Joining Fee
₹499
Annual Fee
₹499
Base Rewards
1% value back as NeuCoins on other spends including UPI (RuPay variant).
Accelerated
5% value back on Tata Neu app & partner brands + extra 2% on select categories (up to 7% total value back).

Overview

The Tata Neu Plus SBI Credit Card is an entry-level co-branded lifestyle card designed for Tata ecosystem shoppers. It offers up to 7% value back in NeuCoins on Tata Neu app and partner brand spends, along with domestic lounge access and a low annual fee. Ideal for moderate spenders who can meet the ₹1,00,000 annual spend waiver condition.

Features & Benefits

NeuCoins rewards Domestic lounge access Fuel surcharge waiver EMI facility Add-on cards Low ₹499 annual fee Up to 7% value back Domestic lounge access Easy ₹1L fee waiver Tata ecosystem shoppers BigBasket & Croma users RuPay UPI users Moderate annual spenders

Joining & Renewal Benefits

Joining

Get NeuCoins equal to joining fee (₹499 NeuCoins) credited after fee realization to Tata NeuPass account.

Renewal

Annual fee waived on spending ₹1,00,000 in the previous anniversary year.

Cashback & Rewards

  • • Up to 7% value back on Tata Neu spends
  • • 1% value back on other spends including UPI
  • • Up to 5% NeuCoins on eligible utility bill payments via Tata Neu app
  • • 4 complimentary domestic airport lounge visits per year (subject to spend conditions)
  • • ₹499 NeuCoins welcome benefit
Reward Redemption

1 NeuCoin = ₹1 value. NeuCoins are auto credited to Tata NeuPass account and can be redeemed across Tata brands such as Air India, BigBasket, Croma, Taj Hotels, Westside, Tanishq, Tata 1MG and other Tata partners.

Lifestyle Benefits

  • • 4 domestic airport lounge visits per year (spend conditions apply)
  • • Free add-on cards for family members
  • • EMI facility for transactions above ₹2,500
  • • Contactless payments
  • • NeuCoins auto credit to Tata NeuPass account
Fuel Surcharge

1% fuel surcharge waiver on transactions between ₹500–₹4,000 as per SBI Card statement cycle limits.

Forex Markup

Forex markup applicable as per SBI Card norms.

Fees & Charges

Joining Fee
₹499
Annual Fee
₹499
Fee Waiver Spend
₹100,000
Income Requirement
₹0
Pros
  • • Low annual fee
  • • Up to 7% value back on Tata spends
  • • 1% on other spends including UPI
  • • Domestic lounge access included
  • • Easy annual fee waiver
Cons
  • • Best value limited to Tata ecosystem
  • • No international lounge access
  • • Forex markup higher than Infinity variant
Exclusions
Add-on Cards

Eligibility