RBL Bank ShopRite Credit Card
Cashback on everyday purchases with special savings at partner retail & utility spends.
Overview
The RBL Bank ShopRite Credit Card is a cashback-oriented credit card from RBL Bank that offers rewards on everyday spending categories such as retail, groceries, utility bill payments, dining, and online shopping. It carries an annual fee that can be reduced or justified with its rewards and cashback offerings, especially for regular spenders looking for savings across multiple categories.
Features & Benefits
Joining & Renewal Benefits
Bonus accelerated cashback during initial months if promotional offers are active.
Annual fee waiver available upon meeting minimum spend criteria as per bank policy.
Cashback & Rewards
- • 5% cashback on ShopRite retail & grocery partner spends (capped monthly)
- • 3% cashback on utility bill payments and online shopping
- • 2% cashback on dining & food delivery
- • 1% cashback on all other eligible spends
Cashback earned on eligible spends is credited as statement credit to the card account.
Lifestyle Benefits
- • Good cashback on partner retail & utility spends
- • Everyday grocery and shopping rewards
- • Flexible reward redemption via statement credit
1% fuel surcharge waiver on fuel transactions between ₹400–₹4,000 as per RBL Bank policy.
Approximately 3.5% forex markup fee on international transactions.
Fees & Charges
- • Attractive cashback on retail & utility categories
- • Simple statement credit redemption
- • Annual fee waiver possible
- • Cashback caps apply
- • Not a premium card
- • Limited lifestyle perks
- • Wallet loads
- • Rent transactions
- • Government transactions
- • Quasi-cash category spends
Available as per RBL Bank policy.
- • Indian resident
- • Age 21–65 years
- • Salaried or self-employed with valid income & credit profile
Cashback slabs, partner definitions, and caps may be updated periodically by RBL Bank. Always verify the latest official terms before applying or recommending.