IDFC FIRST Mayura Metal Credit Card
A heritage-inspired premium metal credit card with 0% forex and up to 60X rewards.
Overview
The IDFC FIRST Mayura Metal Credit Card is an ultra-premium metal travel and lifestyle card inspired by India’s cultural heritage. Crafted in a 17g metal form factor with a royal blue peacock design, it offers up to 60X reward multipliers, zero forex markup, global lounge access, railway lounge benefits, and premium travel insurance. Designed for high spenders and frequent international travelers.
Features & Benefits
Joining & Renewal Benefits
Earn 12,000 Reward Points on joining, worth up to ₹6,000 depending on redemption choice.
Annual fee value benefits worth up to ₹7,500 as per bank reward structure.
Cashback & Rewards
- • Earn up to 60X reward points on travel bookings
- • Up to ₹0.50 per reward point value on travel redemption
- • 4 domestic lounge visits (includes 1 guest visit)
- • 4 international lounge visits
- • 4 railway lounge visits per quarter
- • 12,000 joining bonus reward points
Reward Points can be redeemed via FIRST Rewards Gallery on the IDFC FIRST Mobile App for flights, hotels, and travel bookings with value up to ₹0.50 per point. Other options include vouchers and merchandise at variable redemption rates.
Lifestyle Benefits
- • 17g premium metal card design
- • Visa Infinite / Mastercard World privileges
- • 4 domestic airport lounge visits
- • 4 international airport lounge visits
- • 4 railway lounge visits per quarter
- • Trip cancellation cover up to ₹50,000 (twice per year)
- • The Postcard Hotels ₹5,000 discount on eligible bookings
- • Comprehensive travel insurance
- • Premium concierge services
- • UPI enabled transactions
1% fuel surcharge waiver as per IDFC FIRST Bank terms and transaction limits.
0% foreign exchange markup on international transactions.
Fees & Charges
- • 0% forex markup
- • Up to 60X reward earning
- • High ₹0.50 per point redemption value
- • Railway and international lounge access
- • Premium metal build
- • Strong travel insurance coverage
- • High joining and annual fee
- • Best reward value via travel redemption only
- • Premium eligibility criteria required
- • Indian resident
- • Age 21–65 years
- • Salaried or self-employed with valid income proof and credit profile