SBI Cashback Credit Card
5% Real Cashback on all online spend.
Overview
SBI Cashback Credit Card is a popular cashback credit card in India that provides 5% cashback on eligible online purchases up to ₹40,000 per statement cycle, capped at ₹2,000 cashback, and 1% cashback on offline spends. Ideal for Amazon, Flipkart, Swiggy, Myntra, and other online platforms, this card offers simple statement-credit cashback with no complicated reward points system.
Features & Benefits
Joining & Renewal Benefits
Flat 5% cashback on eligible online spends up to ₹40,000 per statement cycle, capped at ₹2,000 cashback.
No separate renewal bonus. Enjoy consistent cashback every year.
Cashback & Rewards
- • 5% cashback on eligible online spends
- • 1% cashback on offline spends
- • Maximum ₹2,000 cashback per statement cycle on 5% online spends
Cashback is automatically credited to the card statement. No manual redemption required.
Lifestyle Benefits
- • 5% cashback on online shopping & digital spends
- • Fuel surcharge waiver (1% up to ₹4,000 per month)
1% fuel surcharge waiver across all petrol pumps (min ₹400, max ₹4,000 per transaction).
3.5% forex markup fee on international transactions.
Fees & Charges
- • Flat 5% cashback on online spends
- • Good for frequent online shoppers
- • No airport lounge access
- • Exclusions on rent, wallet & govt payments
- • Wallet loads
- • Government payments
Add-on cards available free of cost for family members.
- • Minimum annual income ₹3L
- • Age 21-60
SBI Card has revised the 5% cashback cap for SBI Cashback Credit Card to ₹2,000 per statement cycle on eligible online spends.