TECH AMAN
HDFC Bank

HDFC Bank Tata Neu Plus Credit Card

Everyday card with attractive NeuCoin rewards tailored for Tata Neu users and lifestyle spends.

Entry Level Paid Hybrid Rating 4.2
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HDFC Bank Tata Neu Plus Credit Card
Joining Fee
₹750
Annual Fee
₹750
Base Rewards
1% NeuCoins on all other eligible spends.
Accelerated
3–5% NeuCoins on travel, dining, groceries & utilities; enhanced NeuCoins on Tata Neu app spends.

Overview

The HDFC Bank Tata Neu Plus Credit Card is a co-branded card designed to reward frequent shoppers and loyalty users within the Tata Neu ecosystem. It offers accelerated NeuCoins on Tata Neu app spends and everyday categories such as travel, dining, groceries, and utility bill payments. While there is an annual fee, targeted rewards and partner benefits help offset the cost for active users.

Features & Benefits

Tata Neu ecosystem rewards Fuel surcharge waiver Milestone reward accelerators Digital account management Tailored for Tata Neu ecosystem shoppers Balanced mix of lifestyle and everyday rewards Hybrid NeuCoins plus cashback structure Tata Neu Users Everyday Rewards Seekers Online and Lifestyle Shoppers

Joining & Renewal Benefits

Joining

Bonus NeuCoins on initial eligible spends along with promotional milestone reward accelerators during festive and shopping seasons, subject to prevailing offers.

Renewal

Annual fee waiver on achieving eligible annual spending threshold in the previous year as defined by HDFC Bank.

Cashback & Rewards

  • • Enhanced NeuCoins on Tata Neu app purchases and partner spends
  • • 3–5% NeuCoins on travel, dining, groceries & utility bills
  • • 1% NeuCoins on other eligible spends
Reward Redemption

NeuCoins earned on eligible spends can be redeemed directly on the Tata Neu app for purchases and applied at checkout across Tata partner brands, subject to HDFC Bank and Tata Neu terms and conditions.

Lifestyle Benefits

  • • Good reward rates on Tata and everyday spends
  • • Special NeuCoin bonus campaigns via Tata Neu app
  • • Digital card management via HDFC mobile app
Fuel Surcharge

1% fuel surcharge waiver on transactions between ₹400–₹4,000 as per HDFC Bank terms.

Forex Markup

Approximately 3.5% forex markup fee on international transactions.

Fees & Charges

Joining Fee
₹750
Annual Fee
₹750
Fee Waiver Spend
₹100,000
Income Requirement
₹0
Pros
  • • Strong NeuCoin earning on targeted categories
  • • Cashback plus loyalty rewards
  • • Easy reward redemption via Tata Neu app
Cons
  • • Annual fee applies
  • • Reward caps and conditions may affect earning
  • • Not ideal for low spenders
Exclusions
  • • Wallet loads
  • • Rent & government payments
  • • Cashback/NeuCoin caps apply on specific categories
Add-on Cards

Add-on cards available as per bank policy.

Eligibility
  • • Indian resident
  • • Age 18–65 years
  • • Salaried/self-employed with valid income & credit profile
Upcoming Changes

Reward earning slabs and milestone requirements may be updated periodically by HDFC Bank. Always confirm the latest official terms and conditions before publishing.