BOBCARD Uni GoldX Credit Card
Lifetime free card with simple cashback & flexible pay options.
Overview
BoB UNI Credit Card is a lifetime free credit card offered by Bank of Baroda designed for young professionals and new-to-credit users. The card focuses on simple cashback earnings and flexible repayment features, making it suitable for everyday online and offline spending without complicated reward structures.
Features & Benefits
Joining & Renewal Benefits
It comes Lifetime Free + you also earn a bonus worth ₹750.
No renewal fee applicable.
Cashback & Rewards
- • 1% cashback on eligible transactions
- • Simple cashback structure
Cashback is automatically credited to the card statement.
Lifestyle Benefits
- • Contactless payments
- • Flexible repayment options
1% fuel surcharge waiver as per bank terms.
3.5% on international transactions.
Fees & Charges
- • Lifetime free credit card
- • Simple cashback system
- • Easy approval for eligible users
- • No airport lounge access
- • Limited premium lifestyle benefits
- • Wallet loads
- • Rent payments
- • Government transactions
Add-on card facility available as per bank policy.
- • Age 21–60 years
- • Salaried or self-employed individuals
- • Indian resident
No upcoming changes announced currently.