HDFC Swiggy Credit Card
Up to 10% cashback on Swiggy + cashback on online & other spends 💳
Overview
HDFC Swiggy Credit Card is a co-branded cashback card tailored for Swiggy users and online shoppers. You earn 10% cashback on Swiggy app spends, 5% on online spends, and 1% on other transactions, with cashback automatically credited to your statement. The card also offers a complimentary 3-month Swiggy One membership on activation.
Features & Benefits
Joining & Renewal Benefits
Swiggy One membership (complimentary for limited period – check current offer)
Fee waiver on annual spend criteria.
Cashback & Rewards
- •
Cashback is automatically credited to the card statement. No manual redemption required.
Lifestyle Benefits
- • Swiggy One membership benefits
- • 10% Swiggy cashback
- • Online shopping cashback
3.5% forex markup fee
Fees & Charges
- • High cashback on Swiggy
- • Good online cashback
- • Low annual fee
- • Cashback capped monthly
- • No airport lounge access
- • 3.5% forex markup
- • Swiggy Money wallet spends
- • Government transactions
- • EMI & cash advances
- • Rent
- • Salaried: ₹15,000/month minimum
- • Self-employed: ₹6 lakh annual income (ITR)
- • Age: 21–60 years approx.