Axis Bank IndianOil Credit Card
Earn cashback on fuel, everyday spends & use savings at IndianOil outlets.
Overview
The Axis Bank IndianOil Credit Card is a co-branded credit card designed for frequent fuel buyers and everyday spenders. It offers attractive cashback on fuel transactions at IndianOil outlets along with rewards on daily category spends like groceries, utility bill payments, food delivery and more. The card comes with a reasonable annual fee which can be offset by the value earned from rewards.
Features & Benefits
Joining & Renewal Benefits
Bonus cashback on achieving spending milestones in the initial billing cycles, subject to Axis Bank promotional terms.
Annual renewal fee waiver available on meeting qualifying annual spend criteria as per bank offer.
Cashback & Rewards
- • 2% cashback on fuel transactions at IndianOil outlets (capped monthly)
- • 5% cashback on groceries & utility bill payments (capped monthly)
- • 5% cashback on select food delivery partners
- • 1% cashback on all other eligible spends
Cashback earned across eligible categories is automatically adjusted as statement credit.
Lifestyle Benefits
- • Good value on fuel spends at IndianOil outlets
- • Rewards on grocery, utility and food delivery spends
- • Simple automatic statement credit model
1% fuel surcharge waiver on specified fuel transactions at IndianOil pumps as per Axis Bank terms and conditions.
Approximately 3.5% forex markup fee on international transactions.
Fees & Charges
- • Strong cashback on fuel and daily categories
- • Reasonable annual fee
- • Simple statement credit redemption
- • Cashback caps apply
- • Not lifetime free by default
- • Limited premium privileges
- • Government bill payments
- • Wallet loads
- • Certain quasi-cash transactions
Available as per bank policy.
- • Indian resident
- • Age 18–65 years
- • Salaried or self-employed with valid income proof and credit profile
Cashback percentages and caps may be revised periodically by Axis Bank. Always confirm the latest official terms and conditions before applying or recommending.