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Axis Bank

Axis Bank Airtel Credit Card

High cashback on Airtel spends and everyday bill payments.

Entry Level Paid Cashback Rating 4.4
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Axis Bank Airtel Credit Card
Joining Fee
₹500
Annual Fee
₹500
Base Rewards
1% cashback on all other eligible spends
Accelerated
25% cashback on Airtel payments; 10% on utility bills; 10% on Swiggy, Zomato & BigBasket (all capped monthly)

Overview

The Axis Bank Airtel Credit Card is a co-branded cashback credit card designed primarily for Airtel customers. It offers accelerated cashback on Airtel mobile, broadband, and DTH recharges along with rewards on utility bills, dining, and grocery spends. The card comes with a low annual fee, which can be waived on meeting the annual spending condition.

Features & Benefits

Best for Airtel users Low annual fee High cashback under ₹500 fee segment Airtel Customers Utility Bill Payments Food Delivery & Grocery

Joining & Renewal Benefits

Joining

Standard cashback structure applicable from the first transaction as per official terms.

Renewal

Annual fee waived on spending ₹2,00,000 in the previous card anniversary year.

Cashback & Rewards

  • • 25% cashback on Airtel mobile, broadband & DTH payments (capped monthly)
  • • 10% cashback on utility bill payments (capped monthly)
  • • 10% cashback on Swiggy, Zomato & BigBasket (capped monthly)
  • • 1% cashback on other eligible spends
Reward Redemption

Cashback is automatically credited to the card statement. No manual redemption required.

Lifestyle Benefits

  • • Strong cashback for Airtel customers
  • • Utility & food delivery savings
  • • Simple auto-credit cashback model
Fuel Surcharge

1% fuel surcharge waiver on fuel transactions between ₹400–₹4,000 as per Axis Bank terms and conditions.

Forex Markup

Approximately 3.5% forex markup fee on international transactions.

Fees & Charges

Joining Fee
₹500
Annual Fee
₹500
Fee Waiver Spend
₹200,000
Income Requirement
₹0
Pros
  • • Very high cashback on Airtel spends
  • • Annual fee waiver possible
  • • Automatic cashback credit
Cons
  • • Annual fee applicable
  • • Monthly cashback caps
  • • No airport lounge access
Exclusions
  • • Wallet loads
  • • Rent transactions
  • • Government transactions
  • • Cashback subject to monthly caps
  • • Insurance & EMI transactions may not qualify for accelerated cashback
Add-on Cards

Available as per Axis Bank policy.

Eligibility
  • • Indian resident
  • • Age 18–65 years
  • • Valid income & credit score as per bank criteria
Important Links
Upcoming Changes

Axis Bank updates partner offers seasonally — always check the latest bank promotions and terms before recommending or applying.