AU Bank Altura+ Credit Card
An upgraded lifestyle card offering accelerated rewards on online spends and travel perks.
Overview
The AU Bank Altura+ Credit Card is an enhanced version of the Altura card, designed for users who prefer reward points and lifestyle benefits. It offers double rewards on online transactions and provides a mix of both airport and railway lounge access. With a moderate annual fee and reachable waiver targets, it is an ideal choice for online shoppers and occasional travelers.
Features & Benefits
Joining & Renewal Benefits
First year fee waived on ₹20,000 retail spends within 90 days of card setup.
From second year onwards, annual fee waived on ₹80,000 retail spends in previous card anniversary year.
Cashback & Rewards
- • 2X Reward Points (2 points per ₹100) on online spends
- • 1X Reward Point (1 point per ₹100) on offline retail spends
- • 500 bonus reward points on ₹20,000 monthly spends
- • ₹500 cashback on spending ₹10,000 within first 60 days
Lifestyle Benefits
- • 1 complimentary domestic airport lounge visit per quarter
- • 2 complimentary railway lounge visits per quarter
1% fuel surcharge waiver valid on ₹400–₹5,000 transactions with a maximum waiver of ₹150 per billing cycle.
Fees & Charges
- • Double rewards on online transactions
- • Includes domestic airport lounge access
- • High-value welcome cashback
- • Low annual fee waiver threshold
- • No rewards on rent, insurance, or fuel
- • Not ideal for international travel
- • Reward points expiry applies
Add-on cards available