TECH AMAN
ICICI Bank

Amazon Pay ICICI Credit Card

5% Unlimited Cashback for Amazon Prime Members

Premium Cashback Rating 4.6
Amazon Pay ICICI Credit Card
Joining Fee
₹0
Annual Fee
₹0
Base Rewards
1% Cashback on all other spends
Accelerated
5% Unlimited Cashback on Amazon (Prime Members)

Overview

Amazon Pay ICICI Credit Card is a lifetime free cashback credit card offered by ICICI Bank in partnership with Amazon Pay. Prime members earn 5% unlimited cashback on Amazon purchases, while non-Prime users get 3%. Additionally, cardholders earn 2% cashback on partner merchants like Swiggy, BookMyShow, and more, and 1% cashback on all other spends. Cashback is credited directly to Amazon Pay balance with no minimum redemption requirement.

Features & Benefits

Lifetime Free 5% Cashback Features Direct Cashback Visa Card Fuel Surcharge Waiver 5% Unlimited Cashback for Prime Members Lifetime Free Credit Card Direct Cashback to Amazon Pay Balance No Redemption Hassle No Monthly Cashback Cap Online Shopping Amazon Users Cashback Lovers Beginners Lifetime Free Card Seekers

Joining & Renewal Benefits

Joining

Limited-time Welcome Offer available. Prime Members: ₹2,500 worth Amazon gift coupons + 1 month EazyDiner membership. Non-Prime Members: ₹2,000 worth Amazon gift coupons + 1 month EazyDiner membership. Includes cashback vouchers on Amazon shopping, bill payments, recharges, pharmacy & select POS transactions (as per offer T&C).

Renewal

No annual fee (Lifetime Free)

Cashback & Rewards

  • • 5% cashback for Amazon Prime members on Amazon purchases
  • • 3% cashback for non-Prime customers on Amazon purchases
  • • 2% cashback on partner brands via Amazon Pay
  • • 1% cashback on all other eligible spends
  • • Unlimited cashback (No monthly cap)
Reward Redemption

Cashback automatically credited to Amazon Pay Balance

Lifestyle Benefits

  • • 1% fuel surcharge waiver
  • • Contactless payments enabled
  • • EMI conversion facility
  • • Global acceptance (Visa network)
Fuel Surcharge

1% fuel surcharge waiver Applicable between ₹400 – ₹4,000 transaction value Max ₹100 per statement cycle

Forex Markup

3.5% + GST

Fees & Charges

Joining Fee
₹0
Annual Fee
₹0
Fee Waiver Spend
₹0
Income Requirement
₹0
Pros
  • • 5% Unlimited Cashback for Amazon Prime Members
  • • 3% Cashback for Non-Prime on Amazon
  • • 2% Cashback on Amazon Pay Partner Merchants
Cons
  • • 3.5% Forex markup fee (High for international usage)
  • • Cashback limited ecosystem heavy (Best for Amazon users)
  • • No airport lounge access
Exclusions
  • • Fuel transactions
  • • EMI conversions
  • • Cash withdrawal
  • • Wallet loads (except eligible Amazon spends)
  • • Rent payments
Add-on Cards

Add-on cards available for family members

Eligibility
  • • Indian Resident
  • • Age: 21–60 years
  • • Stable income source (Salaried / Self-employed)
  • • Good CIBIL score (750+ recommended)
  • • Must have Amazon account
Important Links
Upcoming Changes

Currently no officially announced changes. Welcome offer and partner cashback categories may change as per Amazon/ICICI Bank T&C.