TECH AMAN
Axis Bank

Axis Bank Flipkart Credit Card

Maximise your rewards on Flipkart, groceries, dining & essentials.

Entry Level Paid Hybrid Rating 4.4
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Axis Bank Flipkart Credit Card
Joining Fee
₹499
Annual Fee
₹499
Base Rewards
1.5% reward value (3 Flipkart SuperCoins per ₹100) on all spends.
Accelerated
5% reward value (10 SuperCoins per ₹100) on Flipkart, Myntra & PhonePe; 4% reward value (8 SuperCoins per ₹100) on dining & groceries; 1.5% reward value (3 SuperCoins per ₹100) on other spends.

Overview

The Axis Bank Flipkart Credit Card is designed for frequent online shoppers, especially on Flipkart and associated platforms like Myntra and PhonePe. It offers accelerated reward rates on Flipkart purchases, grocery and utility spends, making it a strong everyday use card for both shopping and routine expenses.

Features & Benefits

SuperCoins Direct Redemption Fuel Surcharge Waiver High Rewards Best for Online Shopping Flipkart Rewards Grocery & Dining High Everyday Rewards Online Shopping Cashback Rewards Flipkart Purchases

Joining & Renewal Benefits

Joining

Bonus SuperCoins on first spends within 60 days (e.g., 1,000–2,000 SuperCoins).

Renewal

Bonus SuperCoins on card renewal every year.

Cashback & Rewards

  • • 10 SuperCoins per ₹100 on Flipkart, Myntra & PhonePe
  • • 8 SuperCoins per ₹100 on dining & groceries
  • • 3 SuperCoins per ₹100 on all other spends
Reward Redemption

SuperCoins can be redeemed on Flipkart, travel bookings, gift vouchers, or for statement credit via the rewards portal or app.

Lifestyle Benefits

  • • Exclusive Flipkart+ benefits (early access, priority deals)
  • • Discounts on partner apps
  • • Dining & travel offers
Fuel Surcharge

1% fuel surcharge waiver across India (₹400–₹4,000 per transaction).

Forex Markup

3.5% fee on international transactions.

Fees & Charges

Joining Fee
₹499
Annual Fee
₹499
Fee Waiver Spend
₹250,000
Income Requirement
₹300,000
Pros
  • • High rewards on Flipkart & partner platforms
  • • Accelerated points on everyday categories
  • • Flexible redemption through SuperCoins
  • • Low annual fee with easy waiver condition
Cons
  • • Reward caps on some categories
  • • Forex markup on international transactions
  • • No premium travel benefits like lounges
Exclusions
  • • Wallet loads
  • • EMI transactions
  • • Cash advances
  • • Government payments
Add-on Cards

Add-on cards available for family members.

Eligibility
  • • Minimum annual income ₹3L
  • • Age 18–70 years
Upcoming Changes

No major changes announced recently.