IDFC Power+ HPCL Credit Card
5% cashback on fuel & everyday spends.
Overview
IDFC Power+ HPCL Credit Card is a value-driven cashback card that gives high returns on fuel purchases at HPCL pumps, along with accelerated rewards on everyday spends. It’s ideal for frequent drivers and regular shoppers looking for simple cashback benefits without reward point conversions.
Features & Benefits
Joining & Renewal Benefits
₹500 fuel voucher on first use of card within first 30 days.
Annual fee waiver on annual spend of ₹1.5L.
Cashback & Rewards
- • 5% cashback on fuel at HPCL petrol pumps
- • 3% cashback on supermarket & grocery spends
- • 1% cashback on all other transactions
- • Monthly cashback caps apply (₹1,000–₹1,500 depending on category)
Cashback is automatically credited to the card statement. No manual redemption required.
Lifestyle Benefits
- • Discounts on partner apps
- • Easy EMI conversion on purchases
- • Exclusive offers on dining & shopping
1% fuel surcharge waiver at HPCL outlets (₹400–₹4,000 per transaction).
3.5% forex markup on international payments.
Fees & Charges
- • High cashback on fuel at HPCL
- • Good rewards on grocery spends
- • Direct cashback credit
- • Low fee with easy waiver
- • Cashback caps on categories
- • Limited premium perks
- • Forex fee on international transactions
- • Wallet loads
- • Government payments
- • Insurance premium spends
- • EMI/Finance transactions
Add-on cards available for family members.
- • Minimum annual income ₹2.5L
- • Age 18–65 years
No major changes announced recently.