TECH AMAN
IndusInd Bank

IndusInd Tiger Credit Card

Everyday cashback card with strong rewards on key spends.

Entry Level Paid Cashback Rating 4.1
Apply now
IndusInd Tiger Credit Card
Joining Fee
₹499
Annual Fee
₹499
Base Rewards
1% cashback on all other eligible spends
Accelerated
5% on utilities; 4% on online; 3% on grocery, food delivery & fuel (capped monthly)

Overview

The IndusInd Tiger Credit Card is a popular cashback credit card from IndusInd Bank designed for everyday spenders. It offers accelerated cashback on categories like online spends, groceries, utility bill payments, and fuel, providing value across regular monthly expenses. The card comes with a sensible annual fee which can be waived on meeting minimum annual spends, making it a good fit for moderate to heavy users.

Features & Benefits

Balanced reward structure Well-suited for regular spenders Cashback Seekers Utility & Online Spends Everyday Transactions

Joining & Renewal Benefits

Joining

Bonus accelerated cashback during the initial months, subject to ongoing bank promotional offers.

Renewal

Annual fee waived if eligible annual spend threshold is met in the previous year as per bank policy.

Cashback & Rewards

  • • 5% cashback on utility bill payments (up to monthly cap)
  • • 4% cashback on online spends (up to monthly cap)
  • • 3% cashback on grocery & food delivery
  • • 3% cashback on fuel transactions
  • • 1% cashback on all other eligible spends
Reward Redemption

Cashback earned on eligible spends is credited as statement credit to the card account.

Lifestyle Benefits

  • • High cashback on key categories
  • • Good everyday rewards
  • • Simple statement credit redemption
Fuel Surcharge

1% fuel surcharge waiver on fuel transactions between ₹400–₹4,000 as per IndusInd Bank terms and conditions.

Forex Markup

Approximately 3.5% forex markup fee on international transactions.

Fees & Charges

Joining Fee
₹499
Annual Fee
₹499
Fee Waiver Spend
₹120,000
Income Requirement
₹0
Pros
  • • Strong cashback across common categories
  • • Annual fee waiver possible
  • • Straightforward reward redemption
Cons
  • • Cashback caps apply
  • • Not a premium card
  • • No airport lounge access
Exclusions
  • • Wallet loads
  • • Rent transactions
  • • Government transactions
  • • Some insurance categories
  • • Certain quasi-cash transactions
Add-on Cards

Add-on cards available as per bank policy.

Eligibility
  • • Indian resident
  • • Age 18–65 years
  • • Salaried & self-employed individuals with valid income & credit profile
Upcoming Changes

Reward percentages, caps, and category benefits may be updated by IndusInd Bank periodically. Always verify the latest official terms and conditions before applying or recommending.