Lifetime Free

Axis Bank ACE Credit Card

A lifestyle cashback card with good rewards on utility, grocery & online spends.

Rating 4.2 Cashback

Cashback Seekers Everyday Users Online & Utility Spends

Joining Fee

₹0

Annual Fee

₹0

Base Rewards

2.5% cashback on utility bill payments via Axis Net / ATM / Phone banking / UPI

Accelerated

5% cashback on online spends (capped monthly); 2% cashback on groceries & food orders (as per bank caps)

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Entry Level Paid

Axis Bank Airtel Credit Card

High cashback on Airtel spends and everyday bill payments.

Rating 4.4 Cashback

Airtel Customers Utility Bill Payments Food Delivery & Grocery

Joining Fee

₹500

Annual Fee

₹500

Base Rewards

1% cashback on all other eligible spends

Accelerated

25% cashback on Airtel payments; 10% on utility bills; 10% on Swiggy, Zomato & BigBasket (all capped monthly)

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Premium

Axis Bank Cashback Credit Card

High-value tier-based cashback for heavy online shoppers.

Rating 4.1 Cashback

High Volume Online Shoppers Power Users Food & Dining

Joining Fee

₹1,000

Annual Fee

₹1,000

Base Rewards

0.75% Unlimited Cashback on offline and travel-related transactions.

Accelerated

Tiered online cashback: 2% up to ₹5,000 monthly spends; 5% from ₹5,001 to ₹40,000; 7% above ₹40,000.

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Axis Bank

Entry Level Paid

Card

Axis Bank Cashback Credit Card

Up to 7% Cashback on Online Spends

Rating 0.0 Cashback

Joining Fee

₹1,000

Annual Fee

₹1,000

Base Rewards

0.75% unlimited cashback on offline & travel spends

Accelerated

Up to 7% Cashback on monthly online spends

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Axis Bank

Entry Level Paid

Axis Bank Flipkart Credit Card

Maximise your rewards on Flipkart, groceries, dining & essentials.

Rating 4.4 Hybrid

Online Shopping Cashback Rewards Flipkart Purchases

Joining Fee

₹499

Annual Fee

₹499

Base Rewards

1.5% reward value (3 Flipkart SuperCoins per ₹100) on all spends.

Accelerated

5% reward value (10 SuperCoins per ₹100) on Flipkart, Myntra & PhonePe; 4% reward value (8 SuperCoins per ₹100) on dining & groceries; 1.5% reward value (3 SuperCoins per ₹100) on other spends.

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Entry Level Paid

Axis Bank IndianOil Credit Card

Earn cashback on fuel, everyday spends & use savings at IndianOil outlets.

Rating 4.0 Cashback

Frequent Fuel Users Grocery & Bill Payments Everyday Spend Savers

Joining Fee

₹500

Annual Fee

₹500

Base Rewards

1% cashback on all other eligible spends

Accelerated

2% on IndianOil fuel; 5% on groceries, utilities & select food delivery (capped monthly)

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Entry Level Paid

Axis Bank My Zone Credit Card

Earn accelerated cashback on everyday spends, entertainment & utility payments.

Rating 4.1 Cashback

Utility Spenders Entertainment & Streaming Users Everyday Cashback Seekers

Joining Fee

₹500

Annual Fee

₹500

Base Rewards

1% cashback on all other eligible spends

Accelerated

5% on utilities; 4% on entertainment & streaming; 2% on groceries & food delivery (capped monthly)

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Entry Level Paid

Axis Bank Neo Credit Card

A cashback-focused card with rewards on everyday spends and utility payments.

Rating 4.1 Cashback

Cashback Seekers Everyday Bill Payments Online & Grocery Spends

Joining Fee

₹500

Annual Fee

₹500

Base Rewards

1% cashback on all other eligible spends

Accelerated

5% on utilities; 3–5% on online & travel; 2% on groceries & dining (capped monthly)

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