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May 18, 2026

Exclusive Guide: Save Up to 5% on CRED & Paytm Utility Bills with AU Bank Cards

Get up to 5% cashback on your utility and electricity bills using AU Bank Credit and Platinum Business Debit Cards. Discover the complete savings hack and learn how to claim these exclusive CRED and Paytm offers here.

Exclusive Guide: Save Up to 5% on CRED & Paytm Utility Bills with AU Bank Cards

Exclusive Savings Guide

Maximize Your Utility & Bill Payment Cashback with AU Bank Cards

Are you looking to optimize your monthly electricity and utility bills? If you hold an AU Bank Credit or Debit Card, here is a breakdown of the best spend-based offers currently live on CRED and Paytm.

Platform Card Type Discount Max Benefit Optimal Bill
CRED AU Credit Card 3% ₹30 ₹1,000
Paytm AU Credit Card 5% ₹40 ₹800
Paytm AU Business DC 5% ₹100 ₹2,000

Offer 1: 3% Off on CRED Exp: Jun 30, 2026

  • ✔Eligible Cards: All AU Credit Cards
  • ✔Minimum Transaction: ₹499
  • ✔Maximum Discount: ₹30
  • ✔Frequency: Once per card, per month
  • ✔Categories: Piped gas, broadband, landline, water, LPG, electricity, municipal tax, insurance, DTH, Fastag, mobile post-paid/recharge.
Claim CRED Offer Don't have CRED? App

Offer 2: 5% Off on Paytm Exp: Jun 30, 2026

  • ✔Eligible Cards: All AU Credit Cards
  • ✔Minimum Transaction: ₹499
  • ✔Maximum Discount: ₹40
  • ✔Promo Code: AUCC40
  • ✔Frequency: Once per card, per month
Claim Paytm Offer

Offer 3: 5% Off on Paytm (Business DC) Exp: Dec 31, 2026

  • ✔Eligible Cards: AU Platinum Business Debit Card
  • ✔Minimum Transaction: ₹500
  • ✔Maximum Discount: ₹100
  • ✔Note: Apply the relevant promo code at checkout and verify the discount amount before completing the payment.
Claim Business DC Offer

Don't Have an AU Bank Credit Card?

Explore and apply for the best AU Bank Credit Cards to start enjoying these exclusive utility bill savings and premium benefits.

💳 Check & Apply Here
⚠️ Important Activation Step:

Please check your app notifications, emails, or SMS before proceeding, as reward variants may differ. You must use the official claim links provided above to activate the offers on your account before making any payment.

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