Premium

Bank of Baroda Eterna Credit Card

Premium rewards with elevated privileges and lifestyle benefits.

Rating 4.4 Hybrid

Rewards Travel Dining Premium Benefits

Joining Fee

₹2,500

Annual Fee

₹2,500

Base Rewards

1 Reward Point per ₹100 on all spends.

Accelerated

6x on dining & entertainment; 4x on travel & hotel transactions.

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Lifetime Free

BOBCARD Uni GoldX Credit Card

Lifetime free card with simple cashback & flexible pay options.

Rating 4.0 Cashback

Beginners Everyday Spending Online Shopping

Joining Fee

₹0

Annual Fee

₹0

Base Rewards

1% cashback on eligible spends

Accelerated

No fixed category-based accelerated structure.

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