Entry Level Paid

AU Bank Altura Credit Card

A simple cashback credit card for everyday spending and utility payments.

Rating 4.1 Cashback

Beginners Grocery & utility spending Low spenders Railway lounge access seekers

Joining Fee

₹199

Annual Fee

₹199

Base Rewards

Accelerated

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Entry Level Paid

AU Bank Altura+ Credit Card

An upgraded lifestyle card offering accelerated rewards on online spends and travel perks.

Rating 4.0 Reward Points

Online shoppers Occasional travelers Mid-range spenders Users seeking lounge access

Joining Fee

₹499

Annual Fee

₹499

Base Rewards

Accelerated

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