Axis Bank
Axis Bank Cashback Credit Card
Up to 7% Cashback on Online Spends
Entry Level Paid
Cashback
Rating
0.0
Card image
Joining Fee
₹1,000
Annual Fee
₹1,000
Base Rewards
0.75% unlimited cashback on offline & travel spends
Accelerated
Up to 7% Cashback on monthly online spends
Overview
The Axis Bank Cashback Credit Card stands out for high-frequency online shoppers who want simple statement-credit cashback rather than complex reward points. While navigating its monthly spending tiers takes a bit of planning, hitting the higher spending threshold unlocks up to a 7% return, making it a strong player in the cashback segment.
Features & Benefits
Up to 7% Cashback: Tier-based rewards structure on overall monthly online spends.
Auto-Credited Cashback: Earned cashback is statement-credited directly, eliminating manual redemption steps.
Utility & Everyday Savings: Earns returns across online shopping, utility bill payments, and offline transactions.
Joining & Renewal Benefits
Joining
₹1,000 Total Value: Get 5,000 EDGE Reward Points upon completing your first transaction within 30 days of card issuance.
Renewal
Cashback & Rewards
- • Online Spends (Monthly Tiered Rates): Up to ₹5,000: 2% Cashback; ₹5,001 – ₹40,000: 5% Cashback; Above ₹40,000: 7% Cashback (Maximum capping on online cashback is capped at ₹4,000 per statement cycle).
- • Offline & Travel Spends: 0.75% unlimited cashback.
- • Utility & Bill Payments: 0.5% cashback (capped at ₹100 per month).
Reward Redemption
Earned cashback is statement-credited directly, eliminating manual redemption steps.
Lifestyle Benefits
Fuel Surcharge
Forex Markup
Fees & Charges
Joining Fee
₹1,000
Annual Fee
₹1,000
Fee Waiver Spend
₹400,000
Income Requirement
₹0
Pros
Cons
Exclusions
Add-on Cards
Eligibility
- • Age Limit: Primary applicant must be between 18 and 70 years old.
- • Employment Status: Open to both Salaried and Self-Employed individuals.
- • Documentation: PAN Card, Income Proof (Salary Slip / Recent ITR), and Address Proof.