Paytm AU Credit Card Review: Lifetime Free UPI & Gold Rewards
The new Paytm AU Credit Card offers digital gold on UPI payments and airport lounge access for zero annual fees. But is there a catch? Read our exclusive guide before applying.
Hold onto your wallets, because the credit card space just dropped a massive update! 🔥 Paytm and AU Small Finance Bank have teamed up to launch a brand new Lifetime Free RuPay Credit Card.
If you are tired of confusing reward points and want straight-up Digital Gold for your everyday UPI payments, this card is screaming your name. Let’s break down exactly what makes this card special (and what the hidden catch is!).
✨ The Ultimate Gold Machine
Here is everything you get with the new Paytm AU Credit Card:
- 💳 Lifetime Free: Absolutely ZERO joining or annual fees.
- 📲 RuPay Power: Link to any UPI app and scan-to-pay everywhere.
- 🥇 Gold is King: 1 Reward Point = ₹1 Gold Value. Earn up to 2% back on UPI spends.
- 🚀 Accelerated Rewards: Get a massive 5% in Gold on Paytm Travel & Paytm Gold purchases.
- ✈️ Lounge Access: Domestic lounge access unlocked (when flights are booked via Paytm).
🚨 The Deal-Breaker: Must Read!
AU Small Finance Bank has a strict rule: You can only hold ONE AU Credit Card.
If you burn your one-time AU slot on this Paytm card, you cannot get other premium AU cards. Think wisely before applying!
🔥 Better UPI Alternatives?
If maximizing cashback on UPI is your main game, you cannot ignore these two beasts:
📲 How to get the Paytm AU Card?
Currently, this is an invite-only card. Open your Paytm App ➔ Go to the 'Get Credit Card' section. If you are the chosen one, you will see the banner right there!
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