Sep 29, 2026
HDFC Bank Digital Rupee Offer: Get 10% Cashback Up to ₹50 on First Load
Earn 10% cashback up to ₹50 on your first load in the HDFC Bank Digital Rupee (CBDC) app. Check the full terms, eligibility criteria, and step-by-step claiming process here.
Official Offer Breakdown
HDFC Bank Digital Rupee First Load Offer
Get 10% cashback up to ₹50 on your very first wallet load.
HDFC Bank has rolled out an incentive campaign for users trying out the Digital Rupee (CBDC) wallet. If you have an HDFC Bank account and have not loaded money into the Digital Rupee app yet, you can earn a direct cashback bonus on your first transaction.
Offer In Brief
10% Cashback up to ₹50
Load a minimum of ₹100 into your HDFC Bank Digital Rupee wallet for the first time. To maximize the benefit, load ₹500 in a single transaction to get the maximum ₹50 cashback.
How Much Cashback Will You Get?
| First Load Amount | Cashback Rate | Cashback Credited |
|---|---|---|
| Under ₹100 | 0% | ₹0 (Ineligible) |
| ₹100 | 10% | ₹10 |
| ₹250 | 10% | ₹25 |
| ₹500 or more | 10% (Capped) | ₹50 (Maximum Benefit) |
Key Offer Specifications
| Offer Duration | 1st September 2026 to 30th November 2026 |
| Who Is Eligible? | All KYC-completed HDFC Bank account holders (including bank employees) who register on the Digital Rupee app and complete their first load. |
| Cashback Credit Date | Credited directly into your Digital Rupee wallet on or before the 7th working day of the following month. |
How to Claim the Cashback
- Install the official HDFC Bank Digital Rupee app from the Play Store.
- Register with your bank-linked mobile SIM and set up your wallet PIN.
- Ensure your KYC is complete as per bank records.
- Load ₹500 (or at least ₹100) from your linked HDFC Bank account into the wallet in your very first transaction.
- Keep your wallet active — the cashback will be deposited into your wallet within the first 7 working days of next month.
Important Conditions to Avoid Disqualification
- Old Users Excluded: If you performed a wallet load before 1st September 2026, you are not eligible for this offer.
- First Transaction Only: If you load ₹250 first and then ₹250 again on the same day, you only get 10% on the first ₹250 (₹25 cashback). Second or subsequent loads do not count.
- Keep Wallet Active: If you deregister, close, or uninstall your wallet before the cashback processing date, your reward will be forfeited.
- Failed or Reversed Loads: Any cancelled, reversed, or disputed transactions will not be counted toward the offer.
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