This RuPay credit card is highly popular for its UPI integration, allowing you to scan and pay directly from your credit limit while earning flat cashback. However, CSB Bank currently follows a specific rollout plan, making the card available only in selected pre-approved tier and metro locations across India.

Current Serviceability Status for Jammu and Kashmir

⚠️ Serviceability Alert: As per the latest 2026 update, the CSB Jupiter Edge Plus RuPay Credit Card is currently NOT serviceable in any PIN code within Jammu and Kashmir.

Whether you are in Jammu, Srinagar, Anantnag, or any other part of the Union Territory, applying for this card right now might lead to an immediate rejection based on location. To protect your CIBIL score from unnecessary hard inquiries, we recommend waiting until the bank expands its coverage to J&K.

Best Lifetime Free RuPay Credit Card Alternatives

Even though the Jupiter CSB card isn't active in your region yet, you can still enjoy UPI-on-Credit features with these top Lifetime Free RuPay Credit Cards that have broad serviceability and high approval rates:

• 1. Tata Neu Plus HDFC Bank RuPay Credit Card

  A powerhouse for daily UPI payments. Earn NeuCoins on Tata brand spends and regular merchant scans. This card is known for its wide reach across most states and UTs.

  👉 Apply Now for Tata Neu HDFC Card



• 2. Kotak League RuPay Credit Card

  A great lifetime free option for digital payments. Link it to GPay, PhonePe, or BHIM and pay merchants seamlessly without any annual fee burden.

  👉 Apply Now for Kotak League Card

Note: Service zones are updated frequently. Bookmark this page, and we will update the PIN code list as soon as the bank starts issuing cards in Jammu and Kashmir.

🔙 Return to the Main All-India Serviceable PIN Codes Directory